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Let St. Pierre Real Estate Services, LLC handle your appraisal

Year after year, thousands of people in Connecticut purchase, sell or refinance their home. Many of these transactions include a simple line item for an appraisal. While there are an increasing number of automated home valuation processes that may seem more prudent than an appraisal, most lenders still call in a local expert because the stakes are very high. You might believe that getting a mortgage is the only reason to get an appraisal, but there are more situations when the services of a certified, independent real estate professional could be beneficial.

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Let St. Pierre Real Estate Services, LLC help you challenge your tax assessment in Middlesex County

It's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if prices have declined in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from St. Pierre Real Estate Services, LLC is your best evidence. At St. Pierre Real Estate Services, LLC,we can assist you in disputing your tax assessment.

St. Pierre Real Estate Services, LLC can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

St. Pierre Real Estate Services, LLC can give you a statement regarding the value of your home, and the expense of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from St. Pierre Real Estate Services, LLC will help you settle a divorce with less stress

A divorce can be an especially traumatic event for both parties, and it is often even more complicated by the strenuous decision of who gets the house. So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from St. Pierre Real Estate Services, LLC, regardless of the circumstances.

If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let St. Pierre Real Estate Services, LLC assist you in relocating to or from Middlesex County

Employee relocation is a real pain, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.